Get FREE Live Classes on our Youtube Channel eVidya TV »  Subscribe Now

What is IBPS, IBPS PO, IBPS SO, IBPS CLERK? Detailed Exam Information?

IBPS clerk

What is IBPS Exam, IBPS PO, IBPS SO, IBPS CLERK? Detailed Exam Information?


Various IBPS Exams are conducted by Institute of Banking Personnel Selection (IBPS) which is an autonomous organization that conducts examinations for the selection of P.O, S.O, RRB and clerk officers in the banking sector. Aspirants aiming to target job profiles in the banking sector are requested to frequently check the official site of IBPS to keep up with the latest notification regarding the exams, eligibility, syllabus and selection criteria or check out the blog for full detailed information.


What is IBPS and Its fullform?

IBPS, also known as The Institute of Banking Personnel Selection is an autonomous organization established to evolve and execute universal assessment and selection processes of personnel for various organizations.

IBPS offers various banking job profiles at the different organizational levels in the system. Each of these banking jobs comes with its own set of benefits and perks and its own career growth. Some major banking profiles offered by IBPS.


What is IBPS PO?

IBPS PO is considered one of the most sought profiles. A PO or Probationary Officer is accountable for various operations like finance, billing, collection, accounting, revenue, investment, etc. and is trained likewise during their probation period. Some other functions that a PO can be expected to carry out are:-

  • Deal with customer queries
  • Supervise and regulate branch activities
  • Public relations(PR) of the bank, addressing the issues and complaints of customers
  • Manage Daily transaction of customers
  • Processing loan(s) details
  • To bring new businesses/clientele to the bank branch.

IBPS PO Exam Pattern

Given that many aspirants prepare for the IBPS PO Exam. It is imperative that they remain aware of the updated exam pattern and make their strategy accordingly. The IBPS PO exam is conducted in three main stages-

  • PO Preliminary Examination
  • PO Mains Exam
  • PO Interview Round


PO Preliminary Examination

The PO Preliminary examination is conducted  online for a total duration of 1 hour to complete the exam. The paper consists of 3 sections with a total of 100 questions and has a maximum score of 100 marks. There is a negative marking in IBPS PO preliminary exam.  0.25 marks are deducted for each wrong answer attempted by a candidate. In order to qualify for the main examination, candidates have to clear the cut-off in all three sections of the preliminary examination separately.


S.No. Name of Tests(Objective No. of Questions Maximum Marks Duration
1 English Language 30 30 20 minutes
2 Numerical Ability 35 35 20 minutes
3 Reasoning Ability 35 35 20 minutes
Total 100 100 60 minutes


IBPS PO Mains Exam Pattern

IBPS PO Mains Exam has introduced a descriptive paper to check the written skills of the candidates. The paper includes letter and essay writing comprising 25 marks to be completed in a span of 30 minutes. The separate paper on Computer Applications is now merged with the Reasoning section. No separate paper for Computer Applications will be conducted from 2022. The reasoning section will now constitute 45 questions for a total of 60 marks. The allocated time duration for the IBPS PO Mains exam is currently 3 hours and 30 minutes. The distribution of topics- questions, marks and allocated time for the same, is as follows:-


S. No. Name of test No. of Questions Max. Marks Medium of Examination Time Allotted
1 Reasoning & Computer Aptitude 45 60 English & Hindi 60 minutes
2 English Language 35 40 English only 40 minutes
3 Data Analysis and Interpretation 35 60 English & Hindi 45 minutes
4 General, Economy/Banking Awareness 40 40 English & Hindi 35 minutes
Total 155 200   180 minutes
English Language (Letter Writing & Essay) 2 25 English 30 minutes


 IBPS PO Interview 

Candidates who clear the previous two rounds by required cut-off are called for an in-person interview. The interview round assessment is done out of 100 marks. The qualifying mark for the interview round is 40% for general candidates and 35% for SC/ST/OBC/PWD candidates.


 IBPS PO Selection

The final selection will be done on the basis of the cumulative score of Mains and interview round. The weightage of each section is taken as 80:20 respectively. A merit list will be generated by the IBPS headquarters with details of the selected candidates.



The IBPS SO or Specialist Officers are recruited for different positions in the Indian banking system for niche profiles. The various job profiles under the IBPS SO division are listed below and their requisite functions:-

1. IBPS SO I.T. Officer (Scale-I)

As the name suggests the I.T Officer mainly deals with the sector of Internet and technology in the banking sector. Some functions that are expected to be performed by the SO I.T Officer are:-

  • Data Maintenance & Support.
  • Developing and Managing Software.
  •  Resolving queries related to the technical aspects of banking, i.e ATM, Mobile Banking and Internet Banking.
  • Maintenance of the Bank’s Computer System.
  • Reviewing and updating the Network Security and Antivirus Update.
  • Supporting the Bank’s core banking system in the technical aspect.
  • Managing the IT team.

2. Agricultural Field Officer (Scale-I)

  • Understanding the core financial needs of people in assigned rural areas.
  • Give detailed information about various loans and schemes to the people in that region, in a simple or regional language.
  • Sanction of the loans and required paperwork.

3. Rajbhasha Adhikari (Scale-I)

  • The Rajbhasha Adhikari proofreads and translates all the important documents that are used or circulated in the Bank.
  • Conduct training sessions to promote the Official language.
  • Ensure that all the important documents are available both in Hindi and English.

4. Law Officer (Scale-I)

  • Handle all the legal liabilities and legal affairs.
  • Prepare legal documents for various processes 
  • Provide assistance and oversee the legal issues of the Bank.
  • Monitor the errors and keep the authenticity of the Bank Documents.

5. HR/Personnel Officer (Scale-I)

  • Check and supervise Human Resource activities.
  • Study all the HR policies of the Bank and suggest revisions wherever needed.
  • Cohesive involvement in the recruitment process.
  • Handle cases of misconduct in consultation with superiors.

6. Marketing Officer (Scale-I)

  • Promote Bank, bring new business clients and customer bases.
  • Suggest cost-effective policies to increase profit.
  • Handle Marketing Channels like Newspapers, Advertisements, etc.

IBPS SO Exam Pattern

The IBPS SO exam, like the IBPS PO exam is conducted in three phases:

  •  Preliminary Exams
  • Mains Exams
  • Interview Process.

IBPS SO Preliminary Exams

The IBPS SO Preliminary is a qualifying paper. The score of the preliminary exam will not be taken into consideration for final allotment.  Selection in the Preliminary exam is a must to appear in the IBPS SO Mains Exam. The IBPS SO Preliminary Exams have introduced separate sectional timings for each section. The IBPS SO Preliminary Exam is conducted for a total duration of 120 minutes. Out of this, 40 minutes have been allocated for each section.


The preliminary exam pattern for respective SO Post

For the post of Law Officer & Rajbhasha Adhikari

S No Section No. of Questions Total Marks Duration
1. Reasoning 50 50 40 minutes
2. English Language 50 25 40 minutes
3. General Awareness with Special Reference to Banking Industry 50 50 40 minutes
  Total 150 125  


For other Specialist Officers (Agriculture Field Officer, Marketing Officer (Scale I), HR/Personnel Officer, IT Officer Scale I)

S No Section No. of Questions Total Marks Duration
1. Reasoning 50 50 40 minutes
2. English Language 50 25 40 minutes
3. Quantitative Aptitude 50 50 40 minutes
  Total 150 125  


IBPS SO Mains Exam

IBPS SO Mains exam will be conducted after the completion of the Preliminary exam. Only the selected candidates will be permitted to sit for the same. The IBPS SO Mains Exam will only contain questions from Professional Knowledge subjects.

The pattern for IBPS SO Mains Exam is-

For the Post of Law Officer, IT Officer, Agriculture Field Officer, HR/Personnel Officer and Marketing Officer

Name of Test Number of Questions Maximum Marks Medium of Exam Duration
Professional Knowledge 60 60 English & Hindi 45 minutes


For the Post of Rajbhasha Adhikari

Name of Test Number of Questions Maximum Marks Medium of Exam Duration
Professional Knowledge(Objective) 45 60 English & Hindi 30 minutes
Professional Knowledge(Descriptive) 2 English & Hindi 30 minutes


IBPS SO Interview

On qualifying the Mains Exam, the candidates will be called for the final Interview Round by IBPS. The Interview round is the most important and carries the maximum weightage for the recruitment process of the IBPS SO post. Therefore, a candidate must prepare well for the interview round and give their best.


IBPS Clerk

An IBPS Clerk is often considered the first point of contact for bank-related inquiries and issues.The IBPS Clerk Job Profile involves a lot of duties alongside accounting. They deal with the front desk work and are at the forefront of handling customer operations. The nature of this job also gives it the name of  Single Window Operators. The candidates selected for the IBPS Clerk position are required to undergo a probation period that lasts 6 months. A review assessment test of the candidate’s performance is conducted at the end of the probation period. Only upon satisfactory performance, the candidate is considered a permanent  IBPS Clerk employee. The responsibilities of an IBPS Clerk are as follows:-

  • To manage inquiry corners, receipts, withdrawals, etc.
  • Deal with opening new accounts, cash collection of various accounts and issuing bank statements to clients. 
  • Verification of the documents and proofs submitted by the customers
  • Updating the passbooks of account holders.
  • Sanction of withdrawals by the customers
  • Maintaining the important documents of the bank i.e- balance sheets, ledger etc.
  • Resolving the issues of the customers
  • Providing guidance to customers relating to all banking activities
  • Attending treasury works

IBPS Clerk Examination:-

IBPS Clerk Examination is conducted in 2 different phases which are:

  • Preliminary Exam
  • Mains Exam

IBPS Clerk Preliminary Exam

IBPS Clerk Preliminary Exam is conducted for the duration of 45 minutes and consists of two sections:- Reasoning and Numerical Ability. Candidates are required to clear the cut-off of each section of the preliminary exam. The cut-off is decided by the conducting body,i.e- IBPS, based on the difficulty of the paper. The pattern for the IBPS Clerk Preliminary Exam is-


Serial No. Section Name Medium of Exam No. of Questions Minimum Marks Duration
1. Reasoning English/Hindi 40 40 A composite time of 45 mins
2. Numerical Ability English/Hindi 40 40
  Total   80 80  


IBPS Clerk Mains Exam 

IBPS Clerk Mains Exam is the second and final stage for this post. There is no interview round for the same. The final selection is done on the basis of the marks obtained by the candidate in the IBPS Clerk Mains Exam.

Note:- 1/4th mark will be deducted for every wrong answer attempted.

IBPS RRB Office Assistant Mains Exam Pattern:

S. No. Section Question Marks
1 Reasoning Paper 40 50
2 General Awareness Paper 40 40
3 Numerical Ability Paper 40 50
4 English Language / Hindi Language 40 40
5 Computer Knowledge Paper 40 20
Total 200 200



  • The result for IBPS Clerk 2022 Mains Exam scheduled on 08th October 2022 has been declared on 21st October,2022.
  • The candidates can check their scorecards on the official IBPS site.
  •   Provisional Allotment under Reserve List for CRP-SPL-XI is uploaded on the official site on 30th September 2022. Click here to view the same


eVidya Team

eVidya Team

eVidya is a One-Stop e-Coaching Platform (Web & App) and an Innovative Student Friendly Companion for Aspirants preparing for various Competitive Examinations like SSC, UPSC, Banking, Defence etc as well as Board Exams.

Leave A Comment